Events and Entertainment Insurance

Organisers of events face a daunting range of risks, many of which have the potential to destroy their businesses if they are not protected by adequate insurance. Many of these risks are common to any business, but the particular nature of entertainment risks demands an expert approach to insuring them.

Property insurance

Event organisers frequently use venues belonging to third parties, and may be liable to the owners in the event of damage to fabric, furniture or fixtures and fittings. Of course the exposure is often brief, extending only for the duration of each event. Sydney Insurance Brokers is familiar with the conventions of venue-hiring, and offers a flexible approach to insuring episodic risks.

Public liability insurance

Anyone who suffers loss or injury at an event may have a claim against its organisers if their negligence caused or contributed to the mishap. These risks can be hard to quantify and manage, leading to high premiums. But a broker who understands the event industry thoroughly can show you a way to protect yourself without it costing the earth.

Employment Practices insurance

As with property insurance, employee liability in the events industry is frequently highly episodic, with a large number of ad hoc employees and relatively few permanent employees. Your insurance arrangements must be tailored to this pattern.

Cancellation and abandonment insurance

Many factors outside the organiser’s control can bring about the cancellation of an event. Sickness or injury to a key artist, weather and failure of the preceding user of the venue to vacate are just some of the risks against which a policy from Sydney Insurance Brokers can protect you.

So don’t let your event business be ruined by a cancelled event. Speak to Sydney Insurance Brokers today and get an appraisal of your needs.

If you are planning an event, don’t let it be ruined by something unforeseen. Make sure you have all the event insurance you need so you can relax and enjoy your day. To find out more about event insurance, call one of our brokers today.