Motor Vehicle Insurance
Motor vehicle insurance is essential for businesses using any type of vehicle, from personal employee transport to commercial trucks for transporting goods. Sydney Insurance Brokers offers tailored motor vehicle insurance, ensuring optimal coverage for all risks.
Insurance Coverage Includes
- Vehicle Damage: Covers repair or replacement due to theft, collision, fire, malicious damage, and weather-related events.
- Liability for Others: Includes costs for damage to other vehicles or property in an accident.
- Total Loss Replacement: Provides for vehicle replacement if declared a total loss within a specified period.
- Hire Car Costs: Covers the expense of hiring a vehicle during recovery or repair.
Typical Exclusions
- Influence of drugs or alcohol.
- Unlicensed or improperly licensed drivers.
- Vehicle not in roadworthy condition.
- Unregistered or unlicensed vehicles.
- Wear and tear damage.
Specialized Policies
- CTP/Green Slip Insurance: Basic cover against third-party injuries, with options for fleet cover.
- Fleet Motor Vehicle Insurance: Customizable policies balancing minor loss exposure and coverage costs.
- Truck and Commercial Vehicle Insurance: Tailored for handling valuable cargoes and complex commercial vehicle needs.
For more information or to discuss specific insurance needs, contact Sydney Insurance Brokers.
