Business & Commercial Insurance

Running a business can be risky and the last thing you want is for your livelihood to be impacted by an unexpected catastrophe. Make sure you are protected with business insurance that is tailored to meet your specific needs. Whatever your requirements,

we are happy to discuss them to with you and find a packagethat will offer you the appropriate level of protection, at the right price. We can help you with a number of different types of business insurance, ncluding:

Commercial Property insurance

Property insurance is essential to protect your business premises in the event of a disaster such as a fire or flood. With the right property insurance you will be back in business faster if your premises suffers damage in consequence of an insured event.

Business interruption insurance

In the aftermath of a disaster your business may be out of operation for a period of time. Business interruption insurance can cover a portion of the costs incurred if your business activities are interrupted due to a specified event.

Electronic equipment breakdown insurance

Most businesses these days rely on electronic equipment, and
a breakdown can be costly. Electronic equipment breakdown insurance is designed to cover the cost of repairing or replacing your equipment or of temporarily hiring replacements so that your business can continue to function.

Money insurance

Money insurance protects businesses against the loss of money in the form of cheques, cash, travellers’ cheques, money orders and credit card slips. This type of loss might be incurred in transit between the business premises and the bank, or during the day at the business premises.

Glass insurance

Glass insurance covers damage or loss to glass windows,
signs and any glass showcases at your business premises due to an insured event like vandalism or fire.

Transit insurance

Transit insurance is designed to protect goods that are in transit from one place to another. It can cover loss or damage to goods that are being stored during a journey, and can include cover for loading and unloading.

Burglary insurance

Loss of your property or stock due to theft can cause serious
problems. Burglary insurance can cover you for property that is stolen and allow you recoup costs so your business isn’t
significantly affected.

Machinery breakdown insurance

Machinery breakdown insurance is for losses incurred from the breakdown of machinery, including replacement costs if deemed necessary. It’s important cover to have if your enterprise relies on one or more vital pieces of machinery.

General property insurance

General property insurance usually covers portable property, including laptop computers and mobile phones. General property options can include cover for loss or damage to property when it is not on your business premises.
If you have any questions at all about your business insurance
needs, or would like a no-obligation insurance quote, please contact us today.