Casualty Insurance

Casualty insurance covers a wide range of different products that are designed to protect property and people, including vehicle insurance, travel insurance and personal accident insurance. Many businesses are unsure which types of

casualty insurance are right for them, which is where we can help. Some of the types of casualty insurance that might be necessary for your business include:

Personal accident and illness

Accidents can happen anywhere, even in the most safety conscious workplaces. Personal accident and illness insurance covers accidental injury or illnesses and can include accidental death and permanent total disability.

Travel insurance

Travel insurance covers a range of different issues that can be experienced while travelling including illness and accidents requiring medical treatment overseas, loss or theft of luggage and personal items, and cancellation of flights due to certain events.

Motor vehicle insurance

Commercial motor vehicle insurance is essential for any business that has vehicles which are registered under a business name. Vehicle insurance can protect your vehicles against fire, theft and damage from third parties and can also cover medical expenses in the event of a car accident.

Truck insurance

Truck drivers and operators have unique insurance needs which can be covered by specific truck insurance. Truck insurance is more comprehensive than general motor vehicle insurance when it comes to protecting trucks, employees and the goods that are being transported.

CTP green slips

All vehicles registered in Australia need to have compulsory third party insurance (CTP). This type of insurance provides cover for the death or personal injury of a third party if there is an accident.

Employment practices

Employment practices insurance is to cover employers against claims made against them by employees. This might include discrimination, unfair dismissal, sexual harassment or other legal issues.

Tax audit

ETax audit insurance protects businesses against the professional costs and fees that are incurred if they have to undergo a tax audit.

Fidelity guarantee

This insurance protects businesses against losses incurred by fraudulent or dishonest acts committed by employees. These losses might include loss of money, goods or other property.

Cybercrime

This is a relatively new type of insurance designed to cover businesses for losses incurred as a result of computer-based crime and fraud.

If you would like some advice about your casualty insurance requirements, or to obtain a no-obligation quote, we are
only too happy to help. Contact us today for an in-depth discussion.